Exciting renovations to our Coburg Branch in Melbourne will commence from Tuesday 6 August to bring our customers a fresh new look branch. Completion of this project will take a few weeks. From 6 August until work is completed, you can reach our customer service team on 9355-7740 or our lending team on 9355-8862 to see if you can access the branch on the day, you are looking to come in. Our team is available to assist with alternate ways to complete your banking in need. Alternatively you can freecall 1800 64 64 84 if unable to reach the Coburg Team. We apologise for any inconvenience this may cause.

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Our Melbourne Branch will be closed on Tuesday 5 November, for the Melbourne Cup public holiday. 

Revolving Line Of Credit

Could you benefit from using additional funds to make an investment? Renovate your home? Enjoy a family holiday? If you have equity in your home, or a residential investment property, then you can apply for an Arab Bank Australia Revolving Line of Credit.

Standard Features

  • Minimum amount $20,000
  • Maximum amount is 90% of the value of the property
  • Loan Mortgage insurance (LMI) is required if amount borrowed is more than 80% of the value of the property

Key Features

  • 24 hour access to your funds through EFTPOS, ATM or aba.online
  • Interest only repayments
  • No set repayment schedule
  • Borrow up to 90% of a property's value (subject to approved Mortgage Insurance)
  • Deposit your salary or any other income you earn directly into the facility
  • Every dollar deposited into the facility immediately reduces interest payments
  • Highly competitive rate of interest

Is this loan right for you?

Our Line of Credit turns equity you have in a residential property into a ready source of funds you can use for any personal purpose. You can use these funds (up to an agreed limit) as you would a credit card, and any repayments you make are accessible at any time.

Alternatively, for those looking to buy new property or refinance an existing home loan, our Revolving Line of Credit could also be suitable for you.

All applications for loans are subject to Arab Bank Australia Limited's normal credit approval criteria. Terms and Conditions apply. Fees and Charges apply. To the extent that any material on this page could be construed as general advice, it has been prepared without taking account of your objectives, financial situation or needs. Because of this, before acting on any advice, you should consider its appropriateness, having regard to your objectives, financial situation and needs.