Fixed Rate Home Loan Print E-mail

Our Fixed Rate Home Loan gives you the best of both worlds. Start with a low fixed interest rate for the first one to five years, then revert to our standard variable rate for the rest of your loan. Protects you from ongoing interest rate rises, while giving you the added security of consistent repayments during the first phase of your loan.


Standard Features

Fixed for:
1year
2 years
3 years
4 years
5 years
Interest Rate
8.39% p.a.
8.39% p.a.
7.99% p.a.
8.39% p.a.
8.39% p.a.
Comparison Rate #
9.41% p.a.
9.30% p.a.
9.08% p.a.
9.12% p.a.
9.05% p.a.
Minimum Amount
$50,000
Maximum Amount
95% of the value of the property
Mortgage insurance
Required if amount borrowed is more than 80% of the value of the property
# The Comparison Rate is calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments.


Key Features

  • Fixed interest rate for the first 1 to 5 years
  • Weekly, fortnightly or monthly repayments
  • Automatic repayments
  • Loan portability available


Is this loan right for you?

If you have a fixed income, or on a fixed budget, and want the certainty of having absolutely fixed mortgage repayments for a period of time, then this is the loan for you.

Our Fixed Rate Home Loan gives you the peace of mind of fixed repayments during the early part of your loan (up to five years). You can apply to extend the fixed-rate period of your loan, or revert to our standard variable interest rate for the remainder of your loan.

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Warning: This Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates (download schedule). Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.

To learn more about our Home Loans or for information on how to apply, please contact one of our experienced Relationship Managers or Mobile Lending Managers, who are more than happy to visit you when you are free, whether at home or work.
All applications for loans are subject to Arab Bank Australia Limited's normal credit approval criteria. Lenders' Mortgage Insurance is required on loans above 80% of the property's value that is offered as security. Terms and Conditions apply. Fees and charges apply. To the extent that any material on this page could be construed as general advice, it has been prepared without taking account of your objectives, financial situation or needs. Because of this, before acting on any advice, you should consider its appropriateness, having regard to your objectives, financial situation and needs.
 
To the extent that any material on this page could be construed as advertising or promotional material for our products, a Product Disclosure Statement (PDS) is available on this website, and should be considered before making any decision on these products.